Engage Wealth Management Services
Our Process Page
Services
Engage Wealth
Management
let us help you engage and transform your Wealth being no matter what life stage you are in.
Why us?
The Advice Process
We build strong relationships with our clients by providing quality services that meet their changing needs. We continually review their strategy to keep it on track
01
Engage
- Meet your advisor and establish a relationship
- Undertsand your personal and financial circumstances
- Introduce our services and how we can help you
03
Analyse & Develop
- Evaluate the information provided
- Consider what strategy will best achieve your goals
- Research possibilities
- Construct our tailored recommendations
05
Implement
- Obtain acknowledgement to proceed
- Manage and complete implementation steps
- Establish service arrangements agreed upon to secure our future relationship
02
Collect
- Explore your goals & objectives and understand why you are seeking financial advice
- Gather information relevant to your situation by completing a Fact Find
04
Advise
- Present our advice recommendations
- Discuss how recommendations can help achieve your goals and objectives
- Explain associated cost
06
Reconnect
- Review your goals, objectives and personal circumstances annually
- Make adjustments as required
Review your position
Your unique personal circumstances don’t always stay the same; income can rise as well as fall, and your attitude to risk can also change, so it’s important to undertake regular reviews of your financial circumstance.
Making the most of what you have is the first step. We can help you:
• Articulate where you are and where you want to be, forming the basis of our tailored advice.
• Simplify your finances and manage your money in a smart way.
• Streamline and reduce your debt.
• Grow your wealth by making your money work harder for you.
We will help you look at your unique situation to identify opportunities to get smarter with your money matters.
Protect what’s important
Financial planning is about more than just investing for the future. It’s also about protecting wealth. Having a comprehensive personal insurance plan can help protect your position and provide the money that you or your family need in critical times if something unexpected happens at any time.
Being prepared with an appropriate personal insurance protection strategy can ease the impact of an unexpected event on your family finances.
Life, total and permanent disability, trauma and income protection insurance strategies are all options to consider, and we can help you structure them so they do not restrict your cash flow.
We want you to be confident that you can maintain your family lifestyle and financial needs even if impacted by illness, injury or death.
Estate Planning helps protect your assets and avoid unfavourable outcomes or disputes.
A good estate plan will help make sure your wishes are carried out when you die and also records what you want done with your assets after your death.
It also covers a how you want to be cared for medically and financially if you can no longer make your own decisions. This is a critical part of your overall wealth being.
We will work closely with your solicitor and accountant to develop an estate plan that protects your wishes for your loved ones, long after you’re gone.
Grow your wealth
With so many options to choose from it can be overwhelming to establish a streamlined plan to help you make your money work harder for your future. We don’t want you to rely on good luck but on good advice strategies designed to work towards your financial goals and objective.
While everyone’s wealth creation plan is unique, there are some basics to consider, such as:
- Saving money and getting ready to invest.
- Choosing investments that complement your financial goals, life stage and unique circumstance.
- Understand your attitude towards risk and return.
- Borrowing to invest and fast-track your wealth growth.
- Getting debts under control to help free up your money.
We will help you establish a financial plan tailored to your unique circumstance which may change from time to time.
Plan for retirement
Preparing to retirement is emotional and practical. As a retirement advice specialist, we have the experience, expertise and tools to help you streamline your finances as your life, lifestyle and priorities change. Retirement is not just about having enough money to maintain your lifestyle, it is about considering life after work.
Some of the key insights and strategies to help with retirement planning:
- Retirement is no time to be doing it alone or to go on auto pilot. Make a plan (i.e. think about when to retire, consider your lifestyle and priorities, work out your income and living cost needs).
- Determine how much is enough and when you may be in a position to stop work.
- Understand your super options.
- To live comfortably in retirement, you may need LESS than you think.
- You might retire sooner than you think.
- Your retirement savings may have to work longer than you do.
- Make the most of your government entitlements.
- Plan for the future.
- Pay off your debts.
- Make an estate plan.
We will help you to carefully plan your long-term retirement by establishing and implementing strategies tailored to your unique circumstances to give you peace of mind and confidence.
Get help with money matters if you need it. The last thing you want, is having to spend your time worrying about these issues, yet many people do.
Financial Advice
A good personal advice approach will help you make important financial decisions.
At the heart of our philosophy is the belief that every client is unique and must be treated as such. Our client centric advice approach is developed around working closely with you to gain a complete understanding of your circumstance, personal goals, needs and objectives.
We will work with you to establish and implement a financial plan tailored to your unique circumstance.
Visit https://moneysmart.gov.au/financial-advice
Urgent help with money problems
If you’re feeling overwhelmed by money or personal issues, it can be hard to know where to turn. You don’t have to go it alone.